Premium Savings Account
4.25% APYA high-yield savings account with no minimum balance and no monthly fees, swept into FDIC-insured deposits.
- No monthly account fees
- Up to $500,000 FDIC coverage
- Same-day transfers to brokerage
Banking
Make the most of your cash
Fully integrated bank accounts from VaultX Private Bank, National Association, Member FDIC. Move money between banking and brokerage the same day, with no transfer fees.
Max-Rate Checking
0.85% APYFull-featured checking built for investors, with unlimited ATM fee refunds and no transaction limits.
- Unlimited ATM fee refunds
- Free debit card and checks
- Bill pay and mobile deposit
Certificates of Deposit (CDs)
up to 4.60% APYLock in a fixed return with brokered and bank CDs across terms from six months to five years.
- Terms from 6 to 60 months
- Ladder builder included
- Automatic renewal options
Line of Credit
from 6.35% APRAccess liquidity without selling positions by borrowing against eligible portfolio assets.
- No setup or maintenance fees
- Draw and repay on your schedule
- Keep your strategy invested
Rates and minimums
Live deposit and lending tiers from VaultX Private Bank, National Association, Member FDIC.
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FDIC coverage
Eligible deposits are insured up to applicable limits through our program banks.
Sweep to brokerage
Idle cash sweeps into your investing account so it is ready the moment you are.
No hidden fees
No monthly maintenance fees, no minimums and unlimited ATM fee refunds.